For most people, falling short for cash in between paydays is a very common scenario. Thankfully, you can now seek for financial assistance online and get the money you need in as fast as 24 hours.

Quick Financial Help in Between Paydays

Bad credit loans provide a quick solution to small financial problems in between paydays. Also called “payday advances” or “cash advances”, bad credit loans are the fastest ways to secure money today.

As the term suggests, bad credit loans are designed for bad credit borrowers, who are basically those who cannot obtain emergency loans from local banks because of their poor payment history. And because this type of loan does not require a credit check, the process is fast and easy. While regular bank loans approval takes weeks to months, it only takes minutes to a day to get approval via online lenders.


The approval rate is high, and this is mainly because these loans have minimal requirements. As long as you can prove to the lender that you are capable of paying for your loan, then you should be able to get approval on your application.

Here are the basic requirements:

1. Be at least 18 years old.
2. Have a stable source of income.
3. Have a valid email address.
4. Have a bank account.
5. Have a valid Social Security Number.
6. Be an American citizen.

As unsecured loans, bad credit loans require no collateral or co-signer. However, they only usually offer from $100 to $1500, depending on your income.

Uses of Bad Credit Loans

Unlike other types of loans, you can use bad credit loans for practically anything that your loan can afford. You can use it to improve your business and you don’t have to show your lender a proof that you have a running business. You can use it to pay for an urgent medical or dental bill, for house or car repair, or for paying overdue bills.